Blue Collar Budgets
Do you need help with your budget?
Do you run out of money each month?
Are you currently living paycheck-to-paycheck?
Do you find yourself using your credit card frequently to cover unexpected purchases?
Do you need help understanding how & where you spend your income?
At Blue Collar Budgets, I will help you answer all the above questions and more! We will develop a trust-based relationship to help heal financial wounds that have occurred along life’s busy road. During our coaching sessions, we will discuss and analyze your money goals, your spending habits, and how to openly discuss finances with your spouse/significant other/future self!
If you would like, there is a no-risk 15-minute 100% FREE consultation option!
Financial Fitness
My 12-step program utilizes a comprehensive approach to understand and analyze each person’s financial situation. I realize no two budgets are the same and work with budgets of all sizes. I offer personalized service and customized plans so you can achieve Financial Fitness.
NEW Paperback Version Available!!!
NEW Paperback Version Available!!!
Want to learn more about your finances?
Looking to understand how you see and use your income?
Want a coupon code for 50% of Financial Coaching session?
Learn these things and so much more buy clicking the button below to order your copy of Money Past, Present, & Future: From Financial Chaos to Financial Collaboration for only $10!
Providing you with a safe space to discuss finances
All your appointments will take place online or via phone with complete privacy of your financial situation. I take care to ensure you feel relaxed so we can work to achieve your financial goals. Discussing personal finances can seem unnatural, but through relationship-building techniques we can uncover your Money Past, Present, & Future!
Financial Insights
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Stress
Couples that argue about finances at least once per week are 30 TIMES more likely to get a divorce. Financial issues are the second-leading cause of divorce in the United States.
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Marriage
Nearly 2/3 of ALL marriages start in debt. Plan engagements and weddings carefully so as to not start life together in debt. Let’s work together to ensure your special day does not become stained by excessive debt.
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Budget
Most people feel that budgeting restricts their spending, when in reality it gives your money more purpose. Learn proper budget basics and you will be on your way to better Financial Fitness!
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Help
Asking for help is one of the hardest hurdles to clear. Acknowledging there may be a financial problem is the first step to a more peaceful and purposeful life. Working with Blue Collar Budgets can reduce financial anxiety and lead to a better future!
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Pray
For my clients that answer to a higher power, prayer is a powerful tool that can be used in times of doubt. Use prayer to help guide you through your financial recovery and you will be able to bless others one day.
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Share!
Too often personal finance is considered a taboo topic and it is never properly addressed. Have a family budget night, learn when to splurge, and be incredibly generous with all that you have been blessed with in this life.
Click the link below to download a FREE budget spreadsheet (Windows-Excel Based)
FREE Budget Tool
Meet the Owner & Founder
Hello, I am Michael Martin, the Owner and Founder of Blue Collar Budgets. After growing up in South Carolina and graduating with a B.S. Chemical Engineering degree, I worked for several years selling industrial safety products to large chemical plants, oil refineries, pharmaceutical facilities, etc. I enjoy meeting new clients and providing solutions that actually solve problems!
My wife and I started budgeting in 2015, the year before we got married. Since then budgeting has become an integral part of our lives that gives us the power to choose how to spend our income. By choosing to be debt-free we are no longer paying someone else, we get to pay ourselves!
In 2019, we made the rather quick but firm decision to pack up our home, sell it, and move to the Pacific Northwest where my wife was born and raised. We now call Northern Idaho home, and it could not be more perfect. After traveling extensively in the Eastern U.S. I definitely understand the allure of the Wild West!
I want to help each and every person learn healthy money habits and reach their own level of Financial Fitness. My goal is to work with individuals, couples, employers, etc. who have a desire to improve their financial situation. If you are willing to have an open and honest conversation about personal finance, there is nothing we cannot accomplish together!